First Loan 7.5%
APR 7.76% | Variable
- Repayments to suit you - weekly, fortnightly or monthly
- No application fees or early repayment charges
Special Rates For First Time Borrowers.
Ready to take the next big step? With your first loan from Mountmellick Credit Union, you’ll enjoy a lower rate of 7.76% APR compared to our standard loan interest rate of 9.4% APR, along with flexible terms and support from real people who’ve got your back. Borrow smart, build credit, and unlock new possibilities—your future starts here!
Representative Example
Loan Amount
€20,000
Loan Term
3 years
Rate of Interest - APR
7.76%
Monthly Repayment
€622.13
Total Interest
€2,395.44
Total Cost of Credit
€22,395.44
Warning: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future.
