Discover a New Way Home
Enjoy flexibility and stability with Ireland’s new mortgage offering.
Benefits of a mortgage with Mountmellick CU
Flexible overpayment options
Pay off your mortgage faster without penalties.
No fees
Saving you money upfront and over time.
Fast approvals
So you can secure your dream home without delays.
Personalised guidance
Helping you choose a mortgage that fits your financial goals today and in the years ahead .
Representative Example
The below example will help show you the typical costs associated with a Mortgage
Loan Amount
€250,000
Loan Term
30 years
Monthly Repayments
€1,056.50
Interest Rate
3.68%(3.76% APRC)
Cost of Credit
€124,467
Total Repayable
€374,467
First Time Buyers
If you’re dreaming of your first home, we’re here to help you get the perfect place. First time buyers can borrow up to four times their income with our mortgage.
Movers/Switchers
Planning to move home or mortgage providers? We could help you save money with our great new Mortgage rate.
Mortgage Timeline
Our streamlined mortgage timeline helps move you from application to closing with speed, clarity, and confidence.
01. Mortgage Affordability
Use our mortgage calculator so we can understand how much you're looking to borrow and what your monthly repayments will be.
02. Submit Your Application
Next up is submitting your application with all the supporting documentation. One of our underwriters will assess your application and help you throughout the process.
03. Make An Enquiry
Now it's time to submit an enquiry online or in any of our offices. Once you make an enquiry, one of our Mortgage Specialists will talk to you and provide you with a mortgage pack.
04. Mortgage Approval
Over to you! We will issue you an offer and once you and your Solicitor have reviewed the mortgage offer and are happy to proceed, you both sign the offer and return it to us.
Warning: the cost of your monthly repayments may increase.
Warning: if you do not keep up your repayments you may lose your home.
Warning: you may have to pay charges if you pay off a fixed-rate loan early.
Warning: if you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit, a hire-purchase agreement, a consumer-hire agreement or a BNPL agreement in the future
