Savings as Shares in a Credit Union are a better way to save. You are not just another 'customer' but an active member of a highly successful financial co-operative. You have a share in the ownership of the Credit Union and each year at the AGM you have a vote in the operation of the Credit Union.


Credit union members can rest easy in the assurance that their savings are safe. Credit Unions in Ireland, which are affiliated to the Irish League of Credit Unions, are secured in several ways:

  • All officials of credit unions, whether volunteers or staff, must be fidelity bonded.
  • Savings up to a limit of €100,000 per member are protected by the Government Deposit Guarantee Scheme.
  • Full financial statements are prepared and can be examined by members every year in your AGM Booklet.
  • Annual independently audited returns are lodged with the relevant authority, The Central Bank of Ireland via the Registry of Credit Unions.
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Life Savings Insurance

Life Savings Insurance is the life insurance cover the Credit Union provides for its eligible members as an additional incentive for them to save regularly. The amount of insurance benefit to which a member is entitled is in proportion to the amount of savings the member has, and depends on the members age at date of lodgement.

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